Senior Vice President
Arthur J. Gallagher & Co.
John Chino is a member of the Leadership Team of Gallagher’s Public Entity Division and oversees the development of public agency risk management programs. His expertise includes program design, marketing, consulting, implementation, and self-insurance administration and account oversight. Since 1986, he has been tasked with the placement of insurance and self-insurance for pools and is responsible for the formation of at least 16 self-insured pools in 10 states. In January of 2025, he commenced his 43rd year at Gallagher.
Mr. Chino is a member of the Faculty of the Risk & Insurance Education Alliance where he teaches the Certified School Risk Management Program (CSRM) and is a course instructor for The Institutes. Mr. Chino is currently the Vice President of the USC Marshall Peter Arkley Institute for Risk Management.
He also enjoys running marathons and has completed 60 including Boston, New York, Chicago, London and Berlin.
This session will explain how public agencies have insured against their liability claims through risk-pools – pooling funds and sharing risk across many agencies. California’s risk-pools did not anticipate the costs of retroactive claims associated with the change in the statute of limitations for childhood assaults. This has led to a huge liquidity gap for the onslaught of new claims, among other coverage limitations. Panelists will address the state of the risk-pool landscape, specific limitations of risk pools to settle claims individually and collectively, and their expectations for a massive cost gap that will be absorbed by the general funds of all pool participants.