Helen Cregger

Helen Cregger

Vice President, Senior Credit Officer

Moody's Ratings

Helen Cregger is a Vice President/Senior Credit Officer in Moody's San Francisco office. She covers local government credits primarily in California including enterprise systems, cities, counties, and school districts. In addition to her analytical work, Helen leads ESG scoring efforts for municipal utilities within the US and heads up Moody's municipal utility task force, supporting research and internal training for these credits. Helen serves a a rating committee member on credits nationally for sectors including local government, charter schools, community college and healthcare districts.

Prior to rejoining Moody's, Helen was an investment banker for Piper Sandler & Co. Among other issuers, Helen worked with a number of municipal utilities including those serving Denver, Aurora, Colorado Springs and Pueblo, and the State of Colorado on its BEST K12 capital construction program. Prior to her initial tenure at Moody's, Helen was an analyst for the US General Accountability Office in the International Trade, Finance, and Competitiveness Division.

Helen holds an MPA from the School of International and Public Affairs at Columbia University and a BA in Latin American Studies from Northwestern University.

Featured Sessions

Monday, November 3, 2025
9:10 am
CDIAC Pre-Conference Session

This session will discuss the magnitude of claims, those agencies directly impacted, and  the limitations on our ability to estimate the full scope of liability. Panelists will frame our understanding of the total liability versus the general fund capacity of local  agencies, the potential effects on public services, and the current response strategy of  local leadership. The session will also discuss the direct and indirect ratings implications,  potential risks of financial contagion, and the impact on the cost of financing.