Karma Pemba

Karma Pemba

Managing Director

RBC Capital Markets

Karma Pemba is a Managing Director and Co-Head of the California K-14 Group of RBC Capital Markets, LLC. Karma has been in the financial service industry for over 17 years. Mr. Pemba’s expertise includes structing general obligation bonds, certificate of participation, revenue bonds, tax and revenue anticipation note, and student/workforce housing. Over his career, Mr. Pemba has completed over 200 financings totaling over $25 billion.

Mr. Pemba graduated with a Bachelor of Business Administration from Baruch College and a Master of Business Administration from Fordham University. He is currently registered with FINRA with Series 50, 52, 63 and 79.

Featured Sessions

Monday, November 3, 2025
11:15 am
CDIAC Pre-Conference Session

The difference between the amount of a settlement or judgement and public agency  liability coverage most often can’t be drawn from reserves without threatening an  agency’s long-term financial sustainability. Developing a payment strategy for filing the  gap will be essential. This session will discuss the strengths and weaknesses of different  payment strategies for different agencies including receiverships and emergency  apportionments, tax increases, and bond issuance. Panelists will address the challenging  constitutional, statutory, and procedural hurdles and how they may be overcome to  form a viable payment strategy.